Core commercial classes.
These are the classes we place day in, day out. If your risk sits across several of them, or outside them entirely, that is exactly the conversation we want to have.
Property
Material damage and business interruption for complex, high-value and hard-to-place property. Accurate sums insured, considered indemnity periods and wordings that reflect how the site actually operates.
Liability
Employers', public and products liability programmes underpinned by real survey evidence, with attention to the activities, contracts and controls that drive the exposure.
Casualty
Broader casualty programmes that need careful structure, considered wording and genuine market conviction to place well.
Commercial Combined
Combined policies for businesses that need property, liability, money, and business interruption in one coherent programme rather than a bundle of disconnected sections.
Specialist Motor / Motor Fleet
Motor fleet and specialist motor risks, designed around driver management, telematics and claims experience are where demonstrable risk management directly moves the premium.
Complex risk. Clear direction.
If it is hard to place,
it is our kind of risk.
Our classes are where we have the deepest markets, but specialist broking is a discipline, not a list. Bring us the exposure that has been declined, sub-limited or priced out elsewhere.
Declined Risks
Cover turned away by standard markets, or that no longer fits the appetite it once did.
Complex Programmes
Multi-site, multi-entity or multi-territory structures needing careful design across insurers.
Bespoke Wordings
Risks where an off-the-shelf wording leaves gaps and a tailored form closes them.