Specialist areas

Where standard markets
step back.

The high-risk trades we know inside out are where understanding the operation is the difference between a decline and a workable programme.

The trades we know.

High-risk businesses are often underserved by the standard market. These are the trades where our combination of specialist broking and genuine risk management makes the biggest difference to the terms available.

01

Roofing & Cladding

Work at height, hot works and contract liability are exposures many insurers decline outright without ever looking at the controls in place.

02

Recycling & Waste

Fire-exposed processing and storage operations with a historically difficult loss history, placed by people who understand the process.

03

Property Owners

Portfolios spanning tenanted, mixed-use and vacant property, where occupancy and condition drive both price and conditions of cover.

04

Building Contractors

Contract works, public and employers' liability across sub-contracted trades, structured around how the work is actually delivered.

05

Manufacturing

Process, machinery and business interruption exposures needing specialist underwriting and realistic indemnity periods.

06

Warehousing

Storage height, sprinkler adequacy and stock accumulation are the details that decide whether a risk is written at all.

07

Haulage

Fleet, goods in transit and driver risk management, where demonstrable controls directly move the premium.

We understand your trade. We speak your language.

Declined elsewhere?
Start with us.

If you have been declined, non-renewed or priced out, that is our starting point rather than a reason to turn the enquiry away.

A

Declined & Non-Renewed

Risks standard markets have turned away, or that no longer fit an appetite they once did.

B

Evidence That Moves Terms

We demonstrate the controls actually in place, which is what changes an underwriter's view.

C

Bespoke Wordings

Risks where an off-the-shelf wording leaves gaps and a tailored form closes them.

Have an exposure others will not touch?