Getting the right terms.
We go to market with a properly presented risk, so underwriters price what you actually do and not what a standard proposal form implies.
Full Broking Exercise
A complete review and re-marketing of your programme: risk presentation, market strategy, negotiation and placement from first principles.
Fixed Price Programme Review
An independent review of your existing cover for a fixed fee: gaps, overlaps, sums insured and wording adequacy, with no obligation to move.
Risk Placement
Placing individual risks and full programmes with insurers whose appetite genuinely fits the exposure.
Claims Management
Hands-on claims advocacy: notification, negotiation and settlement, with your interests represented throughout.
Risk Review
A structured review of exposures, controls and cover to establish where you actually stand before renewal.
Evidence, not assumptions.
Our surveyors go on site. The findings inform both the risk presentation and the improvement plan, which is what moves terms in your favour.
Liability Surveys
On-site assessment of employers' and public liability exposures, controls, training and documentation.
Property Risk Surveys
Construction, protection, occupancy and exposure surveys supporting accurate sums insured and better property terms.
Fleet Risk Assessment
Fleet risk assessment and programme design covering driver management, telematics, maintenance and claims trends.
Aligned Placement
Deliberate alignment of the risk placement and risk management approach, so the story underwriters hear matches what happens on site.
Turning findings into results.
A survey report that sits in a drawer changes nothing. We work the actions through with you and evidence the improvement back to the market.
Action Plans
Prioritised, practical action plans with clear owners, timescales and a realistic view of cost versus risk reduction.
Follow-Up Support
Ongoing support to close actions out, with re-inspection and evidence packaged for underwriters.
Portfolio-Level Strategies
Improvement strategies across multi-site and multi-entity portfolios, targeting the exposures that drive the premium.
Ongoing Risk Consultancy
Continuing consultancy between renewals as sites, operations and exposures change.